It is the Middle of November and the Annual Election Period for people on Medicare is at its half-way point. If you want to make Changes in your Prescription Drug plan or your Medicare Advantage plan you must do it
before December 7th
If you are under age 65 and want to enroll in the New Affordable Health Care Plan that
started October 1, 2013 it has been a little harder to do. There are many problems with the web page and people are finding out that there is a difference of opinion of what is affordable. The Government is thinking that 9.5% of your income is affordable. Most of the people I talk to think that free or under $100 a month is affordable so there is a little difference of opinion.
If your health care company has given you an option of a December 1, 2013 renewal date please consider taking it. This gives you insurance for one year. If after you can get into the web site and you find out you do have help with your coverage and it is less then you are paying you can drop your coverage up to March 31,2014. Otherwise you have to change insurance on your renewal date.
Just my opinion but I do believe this new insurance is here to stay and we might as well learn as much as we can about it. Is it perfect “NO”, but it is great that everyone can be insured. What we do not like about it share with our congressmen and Senators.
I will still be able to help you with your insurance needs. I will be able to help your with the exchanges (market place) so please give me a call with your questions.
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