3612 Wadsworth Road – Norton, OH 44203
330.706.9263 – 1.800.464.1063
karalifr@aol.com

Welcome to my Blog

I have set this Blog Page up to be able to share with my clients the lastest happenings in the Insurance industry. As the mandates for health insurance happen I will try and have the lastest information for you so that you can make an informed decision on your Health Care. The same with your Life insurance

and Annuities.

My Clients on Medicare and with a Medicare Advantage policy will be receiving a letter by the end of September telling them about the changes in their policy for next year. These letters go out before the agents are told about the changes, and by law we cannot say

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anything to our clients until after October 1, 2012.

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Now I find that hard to understand, but that is how CMS says it has to be done.

When you get your letter please give me a call. I also am not supposed to call you. You have to call me. The rules seem crazy but they are there to protect you. One of the Companies made some major changes and we may want to look at other options.

For the people that are new to Medicare every October 15, – December 7 you can change the Medicare advantage program you are in. You can also change your Prescription Drug Program at this time. It is called AEP or Annual Election Time. If you do not change at this time except for a very few reasons you are locked into your program From January 1, 2013 till December 31, 2013. This makes it very important to make sure you have the best program for your needs.

You can call me at 330-706-9263 or you can fill out the handy contact form

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